Dollar-cost averaging may not be rational behavior, but it is perfectly normal behavio1:

نویسنده

  • Meir Statman
چکیده

I nvestors with cash that is destined for stocks often use a dollar-cost averaging plan. They divide the cash into segments, and convert one segment at a time from cash to stocks according to a predetermined schedule. The alternative to dollar-cost averaging is lump-sum investment. The popularity of dollar-cost averaging can be traced back at least to the 1940s. (See, for example, discussions in Ketchum [1947], Solomon [1948], and Weston [1949].) And that popularity has never waned. For example, Clements [1994] writes in a Wall Street Journal column "aimed at ordinary investors who want to get their finances going in the right direction":

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تاریخ انتشار 2003